2:277

إِنَّ ٱلَّذِينَ ءَامَنُواْ وَعَمِلُواْ ٱلصَّـٰلِحَٰتِ وَأَقَامُواْ ٱلصَّلَوٰةَ وَءَاتَوُاْ ٱلزَّكَوٰةَ لَهُمۡ أَجۡرُهُمۡ عِندَ رَبِّهِمۡ وَلَا خَوۡفٌ عَلَيۡهِمۡ وَلَا هُمۡ يَحۡزَنُونَ

Inna allatheena amanoo waAAamiloo alssalihati waaqamoo alssalata waatawoo alzzakata lahum ajruhum AAinda rabbihim wala khawfun AAalayhim wala hum yahzanoona

Indeed, those who believe and do righteous deeds and establish prayer and give zakah will have their reward with their Lord, and there will be no fear concerning them, nor will they grieve.

Word by word
  1. إِنَّIndeed
  2. ٱلَّذِينَthose who
  3. ءَامَنُواْbelieve [d]
  4. وَعَمِلُواْand did
  5. ٱلصَّـٰلِحَٰتِgood deeds
  6. وَأَقَامُواْand established
  7. ٱلصَّلَوٰةَthe prayer
  8. وَءَاتَوُاْand gave
  9. ٱلزَّكَوٰةَthe zakah
  10. لَهُمۡfor them
  11. أَجۡرُهُمۡtheir reward
  12. عِندَ(is) with
  13. رَبِّهِمۡtheir Lord
  14. وَلَاand no
  15. خَوۡفٌfear
  16. عَلَيۡهِمۡon them
  17. وَلَاand not
  18. هُمۡthey
  19. يَحۡزَنُونَwill grieve
Al-Baqarah · 2:277Madinah

Faith, good deeds, prayer, zakah: and then no fear.

The steady life set beside the anxious chase


The four
believethe root
do goodkind to creation
prayestablished
give zakahthe due on wealth
so
no fear, no griefreward with their Lord
Where security comes from
more moneyby any means
a steady life with Allahsafe on the Day

Between the verses on riba, Allah sets a contrast. Ibn Kathir says the riba-taker is not satisfied with the pure provision Allah gave. Then come those who believe, are kind to creation, pray and give: their reward is with their Lord, no fear, no grief.

You lie awake doing sums, chasing the next side hustle, refreshing the crypto app. The verse offers a different kind of security. Pray on time, give what is due, be kind. Let that be the floor under you.

I will feel safe once I have enough money.

Faith, prayer and giving are the real safety net, here and on the Day.

Try this

Check that your zakah or regular giving is up to date, and pray your next prayer on time.

Simplified reflection. Read the tafsir for scholarship.draft
Tafsir Ibn Kathir (shared passage from 2:276)

Allah will destroy Riba and will give increase for Sadaqat. And Allah likes not the disbelievers, sinners (276)Truly, those who believe, and do deeds of righteousness, and perform the Salah and give Zakah, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve (277)

Allah Does Not Bless Riba

Allah states that He destroys Riba, either by removing this money from those who eat it, or by depriving them of the blessing, and thus the benefit of their money. Because of their Riba, Allah will torment them in this life and punish them for it on the Day of Resurrection. Allah said,

قُل لَّا يَسْتَوِي الْخَبِيثُ وَالطَّيِّبُ وَلَوْ أَعْجَبَكَ كَثْرَةُ الْخَبِيثِ

(Say: "Not equal are Al-Khabith (evil things) and At-Tayyib (good things), even though the abundance of Al-Khabith may please you")[5:100]

وَيَجْعَلَ الْخَبِيثَ بَعْضَهُ عَلَىٰ بَعْضٍ فَيَرْكُمَهُ جَمِيعًا فَيَجْعَلَهُ فِي جَهَنَّمَ

(And put the wicked (disbelievers and doers of evil deeds) one over another, heap them together and cast them into Hell)[8:37], and,

وَمَا آتَيْتُم مِّن رِّبًا لِّيَرْبُوَ فِي أَمْوَالِ النَّاسِ فَلَا يَرْبُو عِندَ اللَّهِ

(And that which you give in gift (to others), in order that it may increase (your wealth by expecting to get a better one in return) from other people's property, has no increase with Allah)[30:39].

Ibn Jarir said that Allah's statement,

يَمْحَقُ اللَّهُ الرِّبَا

(Allah will destroy Riba) is similar to the statement reported of 'Abdullah bin Mas'ud, "Riba will end up with less, even if it was substantial." Imam Ahmad recorded a similar statement in Al-Musnad.

Allah Increases Charity, Just as One Raises His Animal

Allah's statement,

وَيُرْبِي الصَّدَقَاتِ

(And will give increase for Sadaqat) means, Allah makes charity grow, or He increases it. Al-Bukhari recorded that Abu Hurayrah said that the Messenger of Allah ﷺ said,

مَنْ تَصَدَّقَ بِعَدْلِ تَمْرَةٍ مِنْ كَسْبٍ طَيِّبٍ، وَلَا يَقْبَلُ اللهُ إِلَّا الطَّيِّبَ، فَإِنَّ اللهَ يَتَقَبَّلُهَا بِيَمِينِهِ، ثُمَّ يُرَبِّيهَا لِصَاحِبِهِ، كَمَا يُرَبِّي أَحَدُكُمْ فَلُوَّهُ حَتَّى تَكُونَ مِثْلَ الْجَبَلِ

(Whoever gives in charity what equals a date from honest resources, and Allah only accepts that which is good and pure, then Allah accepts it with His right (Hand) and raises it for its giver, just as one of you raises his animal, until it becomes as big as a mountain.)

This was recorded in the book of Zakah.

Allah Does not Like the Disbelieving Sinners

Allah's statement,

وَاللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ

(And Allah likes not the disbelievers, sinners) indicates that Allah does not like he who has a disbelieving heart, who is a sinner in tongue and action. There is a connection between the beginning of the Ayah on Riba and what Allah ended it with. Those who consume Riba are not satisfied with the permissible and pure resources that Allah provided them. Instead, they try to illegally acquire people's money by relying on evil methods. This demonstrates their lack of appreciation for the bounty that Allah provides.

Praising Those Who Thank Allah

Allah praised those who believe in His Lordship, obey His commands, thank Him and appreciate Him. They are those who are kind to His creation, establish prayer and give charity due on their money. Allah informed them of the honor that He has prepared for them and that they will be safe from the repercussions of the Day of Resurrection. Allah said,

إِنَّ الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ وَأَقَامُوا الصَّلَاةَ وَآتَوُا الزَّكَاةَ لَهُمْ أَجْرُهُمْ عِندَ رَبِّهِمْ وَلَا خَوْفٌ عَلَيْهِمْ وَلَا هُمْ يَحْزَنُونَ

(Truly, those who believe, and do deeds of righteousness, and perform the Salah and give Zakah, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve.)