104:3

يَحۡسَبُ أَنَّ مَالَهُۥٓ أَخۡلَدَهُۥ

Yahsabu anna malahu akhladahu

He thinks that his wealth will make him immortal.

Word by word
  1. يَحۡسَبُThinking
  2. أَنَّthat
  3. مَالَهُۥٓhis wealth
  4. أَخۡلَدَهُۥwill make him immortal
Al-Humazah · 104:3Makkah

He thinks his money will keep him alive forever.

The quiet belief behind hoarding


His hidden belief
my wealthgathered and counted
will make me
last foreverin this world
What money buys
permanencesecurity forever
a little comfortfor a limited time

Ibn Kathir says he thinks gathering wealth will make him last forever in this worldly life. Nobody says it out loud. Maududi notes such people often seem to thrive here, which is why the Hereafter becomes necessary.

The pension planner says you are set until 95. The insurance covers every case. It feels like nothing can touch you now. Then a scan result arrives that no money can reverse. The verse names the belief behind the spreadsheet.

If I save enough, I will be safe from whatever comes.

Money can soften life, but it cannot extend it by a single breath.

Try this

Write down one thing money cannot protect you from. Ask Allah for protection from it.

Simplified reflection. Read the tafsir for scholarship.draft
Tafsir Ibn Kathir (shared passage from 104:1)

بِسْمِ اللَّهِ الرَّحْمَٰنِ الرَّحِيمِ

In the Name of Allah, the Most Gracious, the Most Merciful.

وَيْلٌ لِّكُلِّ هُمَزَةٍ لُّمَزَةٍ - الَّذِي جَمَعَ مَالًا وَعَدَّدَهُ - يَحْسَبُ أَنَّ مَالَهُ أَخْلَدَهُ - كَلَّا ۖ لَيُنبَذَنَّ فِي الْحُطَمَةِ - وَمَا أَدْرَاكَ مَا الْحُطَمَةُ - نَارُ اللَّهِ الْمُوقَدَةُ - الَّتِي تَطَّلِعُ عَلَى الْأَفْئِدَةِ - إِنَّهَا عَلَيْهِم مُّؤْصَدَةٌ - فِي عَمَدٍ مُّمَدَّدَةٍ

(1. Woe to every Humazah Lumazah.)(2. Who has gathered wealth and counted it.)(3. He thinks that his wealth will make him last forever!)(4. But no! Verily, he will be thrown into Al-Hutamah.)(5. And what will make you know what Al-Hutamah is?)(6. The fire of Allah, Al-Muqadah,)(7. Which leaps up over the hearts.)(8. Verily, it shall Mu'sadah upon them,)(9. In pillars stretched forth.)

Al-Hammaz refers to (slander) by speech, and Al-Lammaz refers to (slander) by action. This means that the person finds fault with people and belittles them. An explanation of this has already preceded in the discussion of Allah's statement,

هَمَّازٍ مَّشَّاءٍ بِنَمِيمٍ

(Hammaz, going about with slander)(68:11)

Ibn 'Abbas said, "Humazah Lumazah means one who reviles and disgraces (others)." Mujahid said, "Al-Humazah is with the hand and the eye, and Al-Lumazah is with the tongue." Then Allah says,

الَّذِي جَمَعَ مَالًا وَعَدَّدَهُ

(Who has gathered wealth and counted it.)

meaning, he gathers it piling some of it on top of the rest and he counts it up. This is similar to Allah's saying,

وَجَمَعَ فَأَوْعَىٰ

(And collect (wealth) and hide it.)(70:18) This was said by As-Suddi and Ibn Jarir. Muhammad bin Ka'b said concerning Allah's statement,

جَمَعَ مَالًا وَعَدَّدَهُ

(gathered wealth and counted it.) "His wealth occupies his time in the day, going from this to that. Then when the night comes he sleeps like a rotting corpse." Then Allah says,

يَحْسَبُ أَنَّ مَالَهُ أَخْلَدَهُ

(He thinks that his wealth will make him last forever!)

meaning, he thinks that gathering wealth will make him last forever in this abode (the worldly life).

كَلَّا

(But no!) meaning, the matter is not as he claims, nor as he reckons. Then Allah says,

لَيُنبَذَنَّ فِي الْحُطَمَةِ

(Verily, he will be thrown into Al-Hutamah.) meaning, the person who gathered wealth and counted it, will be thrown into Al-Hutamah, which is one of the descriptive names of the Hellfire. This is because it crushes whoever is in it. Thus, Allah says,

وَمَا أَدْرَاكَ مَا الْحُطَمَةُ - نَارُ اللَّهِ الْمُوقَدَةُ - الَّتِي تَطَّلِعُ عَلَى الْأَفْئِدَةِ

(And what will make you know what Al-Hutamah is? The fire of Allah, Al-Muqadah, which leaps up over the hearts.)

Thabit Al-Bunani said, "It will burn them all the way to their hearts while they are still alive." Then he said, "Indeed the torment will reach them." Then he cried. Muhammad bin Ka'b said, "It (the Fire) will devour every part of his body until it reaches his heart and comes to the level of his throat, then it will return to his body."

Concerning Allah's statement,

إِنَّهَا عَلَيْهِم مُّؤْصَدَةٌ

(Verily, it shall Mu'sadah upon them.) meaning, covering, just as was mentioned in the Tafsir of Surat Al-Balad (see 90:20). Then Allah says,

فِي عَمَدٍ مُّمَدَّدَةٍ

(In pillars stretched forth.)

"Atiyah Al-'Awfi said, "Pillars of Iron." As-Suddi said, "Made of fire." Al-'Awfi reported from Ibn 'Abbas, "He will make them enter pillars stretched forth, meaning there will be columns over them, and they will have chains on their necks, and the gates (of Hell) will be shut upon them."

This is the end of the Tafsir of Surat Al-Humazah, and all praise and thanks are due to Allah.