4:5

وَلَا تُؤۡتُواْ ٱلسُّفَهَآءَ أَمۡوَٰلَكُمُ ٱلَّتِي جَعَلَ ٱللَّهُ لَكُمۡ قِيَٰمٗا وَٱرۡزُقُوهُمۡ فِيهَا وَٱكۡسُوهُمۡ وَقُولُواْ لَهُمۡ قَوۡلٗا مَّعۡرُوفٗا

Wala tutoo alssufahaa amwalakumu allatee jaAAala Allahu lakum qiyaman waorzuqoohum feeha waoksoohum waqooloo lahum qawlan maAAroofan

And do not give the weak-minded your property, which Allah has made a means of sustenance for you, but provide for them with it and clothe them and speak to them words of appropriate kindness.

Word by word
  1. وَلَاAnd (do) not
  2. تُؤۡتُواْgive
  3. ٱلسُّفَهَآءَthe foolish
  4. أَمۡوَٰلَكُمُyour wealth
  5. ٱلَّتِيwhich
  6. جَعَلَ(was) made
  7. ٱللَّهُ(by) Allah
  8. لَكُمۡfor you
  9. قِيَٰمٗاa means of support
  10. وَٱرۡزُقُوهُمۡ(but) provide (for) them
  11. فِيهَاwith it
  12. وَٱكۡسُوهُمۡand clothe them
  13. وَقُولُواْand speak
  14. لَهُمۡto them
  15. قَوۡلٗاwords
  16. مَّعۡرُوفٗا(of) kindness
An-Nisa · 4:5Madinah

Wealth is a support, so handle it with care.

Provide, clothe, and speak kindly


Wealth Allah made
a means of supportwhat keeps a household standing
held by
the caretakerfeeds, clothes
with
kind wordsnot just money
Care has two halves
providefood, clothes, needs
and
speak wellkindness, keeping good ties

The surah was building a new community in Madinah, with families caring for orphans and dependents after Uhud. The verse calls wealth a means of support that Allah gave, not a toy to hand over carelessly. And it adds something easy to miss: speak to those in your care with kindness.

You pay for everything at home, and you are tired. The kids ask for more, and your answer comes out sharp. Paying the bills can start to feel like it is enough. The verse puts the kind word right next to the food and clothes. Both are part of providing.

As long as I pay for things, how I talk about it does not matter.

Providing well includes the words I use with the people I provide for.

Try this

Next time someone at home asks you for something, answer gently, even if the answer is no.

Simplified reflection. Read the tafsir for scholarship.draft
Tafsir Ibn Kathir

And give not unto the unwise your wealth which Allah has made a means of support for you, but feed and clothe them therewith, and speak to them words of kindness and justice (5)And test orphans until they reach the age of marriage; if then you find sound judgment in them, release their property to them, but consume it not wastefully and hastily, fearing that they should grow up. And whoever among guardians is rich, he should take no wages, but if he is poor, let him have for himself what is just and reasonable (according to his work). And when you release their property to them, take a witness in their presence; and Allah is All-Sufficient in taking account (6)

Holding the Property of the Unwise in Escrow

Allah prohibited giving the unwise the freedom to do as they wish with wealth, which Allah has made as a means of support for people. This ruling sometimes applies because of being young, as young people are incapable of making wise decisions. It also applies in cases of insanity, erratic behavior and having a weak intellect or religious practice. It applies in cases of bankruptcy, when the debtors ask that the property of a bankrupt person is put in escrow, when his debts cannot be paid off with his money. Ad-Dahhak reported that Ibn 'Abbas said that Allah's statement,

وَلَا تُؤْتُوا السُّفَهَاءَ أَمْوَالَكُمُ

(And give not unto the unwise your property) refers to children and women. Similar was also said by Ibn Mas'ud, Al-Hakam bin 'Uyaynah, Al-Hasan and Ad-Dahhak: "Women and boys." Sa'id bin Jubayr said that 'the unwise' refers to the orphans. Mujahid, 'Ikrimah and Qatadah said; "They are women."

Spending on the Unwise with Fairness

Allah said,

وَارْزُقُوهُمْ فِيهَا وَاكْسُوهُمْ وَقُولُوا لَهُمْ قَوْلًا مَّعْرُوفًا

(but feed and clothe them therewith, and speak to them words of kindness and justice.) 'Ali bin Abi Talhah said that Ibn 'Abbas commented, "Do not give your wealth, what Allah has made you responsible for and made a means of sustenance to you, to your wife or children. Rather, hold on to your money, take care of it, and be the one who spends on them for clothes, food and provision." Mujahid said that the Ayah,

وَقُولُوا لَهُمْ قَوْلًا مَّعْرُوفًا

(and speak to them words of kindness and justice.) refers to kindness and keeping good relations. This honorable Ayah commands kind treatment, in deed, with family and those under one's care. One should spend on them for clothes and provisions, and be good to them, such as saying good words to them.

Giving Back the Property of the Orphans When They Reach Adulthood

Allah said,

وَابْتَلُوا الْيَتَامَىٰ

(And test orphans) meaning, test their intelligence, as Ibn 'Abbas, Mujahid, Al-Hasan, As-Suddi and Muqatil bin Hayyan stated.

حَتَّىٰ إِذَا بَلَغُوا النِّكَاحَ

(until they reach the age of marriage), the age of puberty, according to Mujahid. The age of puberty according to the majority of scholars comes when the child has a wet dream.

In his Sunan, Abu Dawud recorded that 'Ali said, "I memorized these words from the Messenger of Allah ﷺ,

لَا يُتْمَ بَعْدَ احْتِلَامٍ، وَلَا صُمَاتَ يَوْمٍ إِلَى اللَّيْلِ

(There is no orphan after the age of puberty nor vowing to be silent throughout the day to the night.)

In another Hadith, 'A'ishah and other Companions said that the Prophet ﷺ said,

رُفِعَ الْقَلَمُ عَنْ ثَلَاثَةٍ، عَنِ الصَّبِيِّ حَتَّى يَحْتَلِمَ، وَعَنِ النَّائِمِ حَتَّى يَسْتَيْقِظَ، وَعَنِ الْمَجْنُونِ حَتَّى يُفِيقَ

(The pen does not record the deeds of three persons: the child until the age of puberty, the sleeping person until waking up, and the senile until sane.)

Or, the age of fifteen is considered the age of adolescence. In the Two Sahihs, it is recorded that Ibn 'Umar said, "I was presented in front of the Prophet ﷺ on the eve of the battle of Uhud, while I was fourteen years of age, and he did not allow me to take part in that battle. But I was presented in front of him on the eve of the battle of Al-Khandaq (The Trench) when I was fifteen years old, and he allowed me (to join that battle)." 'Umar bin 'Abdul-'Aziz commented when this Hadith reached him, "This is the difference between a child and an adult."

There is a difference of opinion over whether pubic hair is considered a sign of adulthood, and the correct opinion is that it is. The Sunnah supports this view, according to a Hadith collected by Imam Ahmad from 'Atiyah Al-Qurazi who said, We were presented to the Prophet ﷺ on the day of Qurizah, whoever had pubic hair was killed, whoever did not was left free to go, I was one of those who did not, so I was left free." The Four Sunan compilers also recorded similar to it. At-Tirmidhi said, "Hasan Sahih."

Allah's statement,

فَإِنْ آنَسْتُم مِّنْهُمْ رُشْدًا فَادْفَعُوا إِلَيْهِمْ أَمْوَالَهُمْ

(if then you find sound judgment in them, release their property to them,) Sa'id bin Jubayr said that this portion of the Ayah means, when you find them to be good in the religion and wise with their money. Similar was reported from Ibn 'Abbas, Al-Hasan Al-Basri and others among the Imams. The scholars of Fiqh stated that when the child becomes good in the religion and wise concerning with money, then the money that his caretaker was keeping for him should be surrendered to him.

Poor Caretakers are Allowed to Wisely Spend from the Money of the Orphan Under Their Care, to Compensate for Their Work

Allah said,

وَلَا تَأْكُلُوهَا إِسْرَافًا وَبِدَارًا أَن يَكْبَرُوا

(But consume it not wastefully and hastily, fearing that they should grow up.) Allah commands that the money of the orphan should not be spent unnecessarily,

إِسْرَافًا وَبِدَارًا

(Wastefully and hastily) for fear they might grow up. Allah also commands,

وَمَن كَانَ غَنِيًّا فَلْيَسْتَعْفِفْ

(And whoever among guardians is rich, he should take no wages,) Hence, the guardian who is rich and does not need the orphan's money, should not take any of it as wages.

وَمَن كَانَ فَقِيرًا فَلْيَأْكُلْ بِالْمَعْرُوفِ

(but if he is poor, let him have for himself what is just and reasonable.) Ibn Abi Hatim recorded that 'A'ishah said, "This Ayah,

وَمَن كَانَ غَنِيًّا فَلْيَسْتَعْفِفْ وَمَن كَانَ فَقِيرًا فَلْيَأْكُلْ بِالْمَعْرُوفِ

(And whoever among guardians is rich, he should take no wages, but if he is poor, let him have for himself what is just and reasonable.) was revealed about the guardian of the orphan and pertains to whatever work he does for the orphan's estate. " Al-Bukhari also collected this Hadith.

Imam Ahmad recorded that 'Amr bin Shu'ayb said that his father said that his father told him that a man asked the Messenger of Allah ﷺ, "I do not have money, but I have an orphan under my care." The Messenger said,

كُلْ مِنْ مَالِ يَتِيمِكَ غَيْرَ مُسْرِفٍ وَلَا مُبَذِّرٍ وَلَا مُتَأَثِّلٍ مَالًا، وَمِنْ غَيْرِ أَنْ تَقِيَ مَالَكَ - أَوْ قَالَ - تَفْدِيَ مَالَكَ بِمَالِهِ

(Eat from your orphan's wealth without extravagance or wastefulness, or mixing it, and without saving your money by spending his.)" Allah said,

فَإِذَا دَفَعْتُمْ إِلَيْهِمْ أَمْوَالَهُمْ

(And when you release their property to them.) after they become adults, and you see that they are wise, then,

فَأَشْهِدُوا عَلَيْهِمْ

(take a witness in their presence;) Allah commands the guardians of orphans to surrender the property of the orphans who become consenting adults, in the presence of witnesses, so that none of them denies the fact that he received his money. Allah said next,

وَكَفَىٰ بِاللَّهِ حَسِيبًا

(and Allah is All-Sufficient in taking account.) meaning, Allah is sufficient as Witness, Reckoner and Watcher over their work for orphans, and when they surrender their money to them, whether their property was complete and whole, or deficient and less. Indeed, Allah knows all of that. In his Sahih, Muslim recorded that the Messenger of Allah ﷺ said,

يَا أَبَا ذَرٍّ إِنِّي أَرَاكَ ضَعِيفًا، وَإِنِّي أُحِبُّ لَكَ مَا أُحِبُّ لِنَفْسِي، لَا تَأَمَّرَنَّ عَلَى اثْنَيْنِ، وَلَا تَلِيَنَّ مَالَ يَتِيمٍ

(O Abu Dharr! Verily, you are weak, and I love for you what I love for myself. Do not become a leader of two nor assume guardianship of an orphan's property.)