9:98

وَمِنَ ٱلۡأَعۡرَابِ مَن يَتَّخِذُ مَا يُنفِقُ مَغۡرَمٗا وَيَتَرَبَّصُ بِكُمُ ٱلدَّوَآئِرَۚ عَلَيۡهِمۡ دَآئِرَةُ ٱلسَّوۡءِۗ وَٱللَّهُ سَمِيعٌ عَلِيمٞ

Wamina alaAArabi man yattakhithu ma yunfiqu maghraman wayatarabbasu bikumu alddawaira AAalayhim dairatu alssawi waAllahu sameeAAun AAaleemun

And among the bedouins are some who consider what they spend as a loss and await for you turns of misfortune. Upon them will be a misfortune of evil. And Allah is Hearing and Knowing.

Word by word
  1. وَمِنَAnd among
  2. ٱلۡأَعۡرَابِthe bedouins
  3. مَن(is he) who
  4. يَتَّخِذُtakes
  5. مَاwhat
  6. يُنفِقُhe spends
  7. مَغۡرَمٗا(as) a loss
  8. وَيَتَرَبَّصُand he awaits
  9. بِكُمُfor you
  10. ٱلدَّوَآئِرَۚthe turns (of misfortune)
  11. عَلَيۡهِمۡUpon them
  12. دَآئِرَةُ(will be) the turn
  13. ٱلسَّوۡءِۗ(of) the evil
  14. وَٱللَّهُAnd Allah
  15. سَمِيعٌ(is) All-Hearer
  16. عَلِيمٞAll-Knower
At-Tawbah · 9:98Madinah

Giving felt like a fine, so they hoped for disaster.

When spending feels like a loss


How they saw giving
a finea loss, a burden
so they
waitedfor misfortune to strike
but
it turned on themthe misfortune was theirs
Same money, two meanings
a penaltytaken from me
a nearnessthe next verse

Ibn Kathir says some of them saw what they spent as a loss and a burden, and waited for afflictions to strike the believers. The verse says evil would touch them instead. Allah hears and knows who deserves what.

The zakah calculation comes out higher than you hoped, and you feel robbed. A friend's business struggles and a small part of you is glad. Resentment about giving and quiet hope that others fall can grow together.

Every bit I give is money lost.

If giving feels like a fine, my heart needs attention, not my wallet.

Try this

Give a small amount today and say, this is for my nearness to Allah.

Simplified reflection. Read the tafsir for scholarship.draft
Tafsir Ibn Kathir (shared passage from 9:97)

The bedouins are the worst in disbelief and hypocrisy, and more likely to not know the limits which Allah has revealed to His Messenger. And Allah is All-Knower, All-Wise (97)And of the bedouins there are some who look upon what they spend (in Allah's cause) as a fine and watch for calamities for you, on them be the calamity of evil. And Allah is All-Hearer, All-Knower (98)And of the bedouins there are some who believe in Allah and the Last Day, and look upon what they spend (in Allah's cause) as means of nearness to Allah, and a cause of receiving the Messenger's invocations. Indeed these (expenditures) are a means of nearness for them. Allah will admit them to His mercy. Certainly Allah is Oft-Forgiving, Most Merciful (99)

The Bedouins are the Worst in Disbelief and Hypocrisy

Allah states that there are disbelievers, hypocrites and believers among the bedouins. He also states that the disbelief and hypocrisy of the bedouins is worse and deeper than the disbelief and hypocrisy of others. They are the most likely of being ignorant of the commandments that Allah has revealed to His Messenger ﷺ. Al-A'mash narrated that Ibrahim said, "A bedouin man sat next to Zayd bin Sawhan while he was speaking to his friends. Zayd had lost his hand during the battle of Nahawand. The bedouin man said, 'By Allah! I like your speech. However, your hand causes me suspicion.' Zayd said, 'Why are you suspicious because of my hand, it is the left hand [that is cut]?' The bedouin man said, 'By Allah! I do not know which hand they cut off (for committing theft), is it the right or the left?' Zayd bin Sawhan said, 'Allah has said the truth,

الْأَعْرَابُ أَشَدُّ كُفْرًا وَنِفَاقًا وَأَجْدَرُ أَلَّا يَعْلَمُوا حُدُودَ مَا أَنزَلَ اللَّهُ عَلَىٰ رَسُولِهِ

(The bedouins are the worst in disbelief and hypocrisy, and more likely to not know the limits which Allah has revealed to His Messenger.)"

Imam Ahmad narrated that Ibn 'Abbas said that the Messenger of Allah ﷺ said,

مَنْ سَكَنَ الْبَادِيَةَ جَفَا، وَمَنِ اتَّبَعَ الصَّيْدَ غَفَلَ، وَمَنْ أَتَى السُّلْطَانَ افْتُتِنَ

(He who lives in the desert becomes hard-hearted, he who follows the game becomes heedless, and he who associates with the rulers falls into Fitnah.)

Abu Dawud, At-Tirmidhi and An-Nasa'i collected this Hadith. At-Tirmidhi said, "Hasan Gharib." The Prophet ﷺ once had to give a bedouin man many gifts because of what he gave him as a gift, until the bedouin became satisfied. The Prophet ﷺ said,

لَقَدْ هَمَمْتُ أَنْ لَا أَقْبَلَ هَدِيَّةً إِلَّا مِنْ قُرَشِيٍّ أَوْ ثَقَفِيٍّ أَوْ أَنْصَارِيٍّ أَوْ دَوْسِيٍّ

(I almost decided not to accept a gift except from someone from Quraysh, Thaqafi, the Ansar or Daws.)

This is because these people lived in cities, Makkah, At-Ta'if, Al-Madinah and Yemen, and therefore, their conduct and manners are nicer than that of the hard-hearted bedouins. Allah said next,

وَاللَّهُ عَلِيمٌ حَكِيمٌ

(And Allah is All-Knower, All-Wise.) Allah knows those who deserve to be taught faith and knowledge, He wisely distributes knowledge or ignorance, faith or disbelief and hypocrisy between His servants. He is never questioned as to what He does, for He is the All-Knower, All-Wise. Allah also said that among bedouins are those,

مَن يَتَّخِذُ مَا يُنفِقُ

(who look upon what they spend), in the cause of Allah,

مَغْرَمًا

(as a fine), as a loss and a burden,

وَيَتَرَبَّصُ بِكُمُ الدَّوَائِرَ

(and watch for calamities for you), awaiting afflictions and disasters to strike you,

عَلَيْهِمْ دَائِرَةُ السَّوْءِ

(on them be the calamity of evil), evil will touch them instead,

وَاللَّهُ سَمِيعٌ عَلِيمٌ

(And Allah is All-Hearer, All-Knower.)

Allah hears the invocation of His servants and knows who deserves victory, who deserve failure. Allah's said;

وَمِنَ الْأَعْرَابِ مَن يُؤْمِنُ بِاللَّهِ وَالْيَوْمِ الْآخِرِ وَيَتَّخِذُ مَا يُنفِقُ قُرُبَاتٍ عِندَ اللَّهِ وَصَلَوَاتِ الرَّسُولِ

(And of the bedouins there are some who believe in Allah and the Last Day, and look upon what they spend (in Allah's cause) as means of nearness to Allah, and a cause of receiving the Messenger's invocations.)

This is the type of praiseworthy bedouins. They give charity in Allah's cause as way of achieving nearness to Allah and seeking the Messenger's invocation for their benefit,

أَلَا إِنَّهَا قُرْبَةٌ لَّهُمْ

(Indeed these are a means of nearness for them.) they will attain what they sought,

سَيُدْخِلُهُمُ اللَّهُ فِي رَحْمَتِهِ ۗ إِنَّ اللَّهَ غَفُورٌ رَّحِيمٌ

(Allah will admit them to His mercy. Certainly Allah is Oft-Forgiving, Most Merciful.)